automatically move cursor to after comment leader

Say I'm in normal mode, with my cursor on column 0 of a line of code.
I move the cursor down to the next line, which is a comment line. I
would like my cursor to position itself not on column 0, but AFTER the
comment leader, so I can begin editing the comment text.

Similarly, if my cursor is in the middle of a comment line and I hit ^
I would like the cursor to move to the first non-leader character of
the line, not the first non-blank character.

It seems there should be a fairly simple way to do this -- any
suggestions?

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