Folding

I'm a Vim novice, and a writer not a programmer. I've perused the responses to questions about folding in the Vim FAQ. It's largely Greek to me. I have a couple questions: I understand folds can be indented. Is it possible to get Vim to wrap words to the indent column? Is there a way I can get folds to persist across a save and reload?

Thanks,
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Eric Weir
Decatur, GA USA
eeweir@bellsouth.net

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